PAYMENT METHODS

URL: https://letayjao.com/payment

Pakistan-friendly, privacy-first checkout options available at LetayJao.com:

1. Cash on Delivery (COD)

• Acceptable on orders up to PKR 30,000

• Pay cash to courier at doorstep – exact change appreciated

• PKR 50 COD flat fee | Free on carts ≥ PKR 2,500

2. Credit / Debit Cards (Visa, MasterCard, UnionPay)

• 3-D Secure OTP required – no adult descriptor on statement (shows “LJ-Retail”)

• No extra surcharge | Refunds processed within 3-5 banking days

3. Mobile Wallets (No descriptor shows adult words)

• JazzCash – scan QR or pay on number

• EasyPaisa – same QR works for Telenor & other networks

• NayaPay – in-app payment link

• UPaisa – select at checkout

4. Bank Transfer / IBFT

• Account title: LetayJao (Private) Limited

• IBAN: PKxx xxxx xxxx xxxx xxxx (displayed at checkout)

• Upload screenshot → order ships once amount credits (usually 30 min)

5. Cryptocurrency (Privacy-max)

• USDT (TRC-20), BTC, ETH accepted via CoinPayments gateway

• Real-time rate locked for 15 min | 1 network confirmation = dispatch

• Wallet address shown after order review; no refund gas fees

6. Buy-Now-Pay-Later (BNPL) – Coming Soon

• SadaPay, Abhi, PostPay integrations in final testing

• 0 % markup plans up to 3 months

SECURITY & PRIVACY

• 256-bit SSL encryption on entire checkout

• Card data tokenised – we never store full PAN

• Discreet billing descriptor: “LJ-Retail” (no adult keywords)

• OTP / 2-FA enabled for wallet & card transactions

REFUNDS

• Cancelled / returned orders: refund routed back to original payment mode

• COD refunds: bank transfer or mobile-wallet within 24 hrs once return is approved

INTERNATIONAL CARDS

• Foreign Visa/MasterCard accepted; PKR amount auto-converted by your issuer

• Exchange rate determined by card scheme at settlement

FAILED PAYMENTS

• Wallet / card decline → retry or choose alternate method – stock reserved for 15 min

• Double-charge: email screenshot → reversal within 1 working day

Need help choosing a method?
WhatsApp +92-319-7359435 | email: payment@letayjao.com

Pay your way—privately, safely, instantly.